If the transfer can be processed as an instant transfer (SCT Inst), the amount is credited to the recipient’s account in real time.
If the transfer is processed as a standard SEPA transfer, the completion time may vary depending on the recipient’s bank and business days.
For standard SEPA transfers to other countries within the SEPA area, the transfer may take up to 3 business days. In some cases, it may take longer due to bank holidays, additional checks, or the processing procedures of the banks involved.
